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Personal Accounts

Spice up your life with a First Financial Debit Card!


First Financial Checking Accounts and Debit Cards have great benefits! Did you know that some banks actually make you pay for Checking? Not at First Financial, where we really have FREE CHECKING! It's your money - you shouldn't have to pay for it.


Leave that ATM Card from the 90s behind, and get in style with a First Financial Debit Card.



Debit Cards are available for First Financial members with Checking Accounts only. A First Financial membership is open to anyone who lives, works, worships, or attends school in Monmouth or Ocean Counties.  A $5 deposit in a base savings account is required for credit union membership prior to opening any other account. All personal memberships are part of the Rewards First program and a $5 per month non-participation fee is charged to the base savings account for memberships not meeting the minimum requirements of the Bronze Tier. Click here to view full Rewards First program details, and here to view the Tier Level Comparison Chart. Accounts for children age 13 and under are excluded from this program.

First Access Debit Card

Our Debit Card has lots of great features:

  • No annual fee
  • Accepted worldwide
  • No need to write a check
  • Safer than carrying cash
  • Automatically deducted from your Checking Account
  • Daily ATM limit = $600
  • Daily limit for signature based transactions = $2,000
  • It's easy to use... just swipe, sign and go
  • No monthly debit card fee

Get yours today by stopping into a First Financial branch or by filling out our Debit Card Application within Online Banking.

Verified by Visa - Click here to enroll your Debit Card.

*Debit Card must be linked to a First Financial Checking Account.

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