First Financial Federal Credit Union

Auto Loans

First Financial has great low rates – and they're the same whether you plan to purchase a new or pre-owned vehicle

View our current auto loan rates.

Our Auto Loans also have:

  • Great low rates with personalized service and quick approval decisions
  • Flexible terms up to 72 months
  • Up to 100% financing of the purchase price
  • Same-day approval
  • Electronic closings
  • Loan Payment Protection
  • AutoSMART – free online auto buying & selling resource
  • And don't forget to check out our Preferred Dealers to get a great deal on your next vehicle purchase!

Apply for a New Auto Loan | Apply for a Used Auto Loan

Pick Your Monthly Auto Loan Payment!

Refinance with more options that make "cents" for you! Take control with an Auto Loan option that fits your lifestyle. Choose a lower monthly payment or choose to save on interest and pay off your loan faster.* Compare these examples:

Ready to refinance? Start the online application here, or call the Loan Department at 732.312.1500, Option 4.

If you leased your vehicle and now you want to buy out your lease, we can help with that, too!

Would you like more information or do you have questions about one of our loans? Please fill out the form below and we will get back to you shortly!

Other Auto Related Services

*APR = Annual Percentage Rate. Not all applicants will qualify, subject to credit approval. Additional terms & conditions may apply. Actual rate may vary based on credit worthiness and term. A First Financial membership is required to obtain a First Financial auto loan and is available to anyone who lives, works, worships, volunteers or attends school in Monmouth or Ocean Counties. See credit union for details. A $5 deposit in a base savings account is required for credit union membership prior to opening any other account/loan. Federally insured by NCUA.