First Financial Federal Credit Union

Auto Loans

First Financial has great low rates – and they're the same whether you plan to purchase a new or pre-owned vehicle

View our current auto loan rates.

1% Cash Back on Auto Loans - All February Long!

We don't just love you one day a year, we love you everyday. That's why we are offering 1% cash back on new and refinanced auto loans $10K and up, until February 28th.**

We can help you find true love - get started online now, stop into any branch, or call 732.312.1500, Option 4.

Our Auto Loans also have:

  • Great low rates with personalized service and quick approval decisions
  • Flexible terms up to 72 months
  • Up to 100% financing of the purchase price
  • Same-day approval
  • Electronic closings
  • Loan Payment Protection
  • AutoSMART – free online auto buying & selling resource
  • And don't forget to check out our Preferred Dealers to get a great deal on your next vehicle purchase!

Apply for a New Auto Loan | Apply for a Used Auto Loan

Would you like more information or do you have questions about one of our loans? Please fill out the form below and we will get back to you shortly!

Other Auto Related Services

*Not all buyers will qualify. A First Financial membership is required to obtain an auto loan. A $5 deposit in a base savings account is required for credit union membership prior to opening any other account/loan. Subject to credit approval. Actual rate may vary based on credit worthiness and term. See credit union for details. Federally insured by NCUA.

**Offer valid from 02/01/17 - 02/28/17. Cash back amount will be 1% of the approved loan amount, $500 maximum, payable after the first loan payment is made and within 30 days after receiving the title with the perfected lien showing First Financial FCU as lien holder. Minimum auto loan amount eligible for participation is $10,000 and can be a refinance or a new auto loan. All cash back checks must be picked up at the nearest First Financial branch location. This prize or a portion of this prize may be income reportable to the IRS on 1099M1SC and requires completion of a W-9 Request For Taxpayer Identification Number and Certification form. Cannot be combined with any other offer. A First Financial membership is required to obtain a First Financial auto loan and is available to anyone who lives, works, worships, volunteers or attends school in Monmouth or Ocean Counties. See credit union for details. Federally insured by NCUA.