First Financial Federal Credit Union

Auto Loans

First Financial has great low rates – and they're the same whether you plan to purchase a new or pre-owned vehicle

View our current auto loan rates.

Chance to win a $317 Visa Gift Card after March 31st! All new or refinanced Auto Loans of at least $10k will qualify to be entered into our Feeling Lucky Gift Card Drawing.** Apply online, over the phone, or in any branch location - and then be sure to fill out your entry form for the drawing. Good luck!

Our Auto Loans also have:

  • Great low rates with personalized service and quick approval decisions
  • Flexible terms up to 72 months
  • Up to 100% financing of the purchase price
  • Same-day approval
  • Electronic closings
  • Loan Payment Protection
  • AutoSMART – free online auto buying & selling resource
  • And don't forget to check out our Preferred Dealers to get a great deal on your next vehicle purchase!

Apply for a New Auto Loan | Apply for a Used Auto Loan

Would you like more information or do you have questions about one of our loans? Please fill out the form below and we will get back to you shortly!

Other Auto Related Services

*Not all buyers will qualify. A First Financial membership is required to obtain an auto loan. A $5 deposit in a base savings account is required for credit union membership prior to opening any other account/loan. Subject to credit approval. Actual rate may vary based on credit worthiness and term. See credit union for details. Federally insured by NCUA.

**Promotional Period is March 1, 2017 through March 31, 2017. Members qualify to submit an entry form if they close on a new/used auto purchase or auto refinance from an outside institution within the promotional period. Current First Financial auto loans are not eligible for refinance. Participation in Feeling Lucky Prize Drawing requires an entry form to be filled out and submitted in a First Financial Branch within the promotional period. Minimum finance amount to be eligible for participation is $10,000.00. Limit one entry form per person. Must be 18 years or older to enter. Not all applicants qualify, subject to credit approval. No purchase necessary. A First Financial membership is required to obtain an auto loan. A First Financial membership is open to anyone who lives, works, worships, volunteers, or attends school in Monmouth or Ocean Counties, NJ. A $5 deposit in a base savings account is required for credit union membership prior to opening any account/loan. 1 entrant will be drawn at random after March 31, 2017 and will be notified by First Financial. Federally insured by NCUA.