We understand that not every business is the same and, therefore, not every loan need can be the same. This is exactly why we look at each individual business and create a customized lending solution to meet your specific needs.
What does this mean for you? Your loan decision will be made by our lenders here in Monmouth or Ocean County (not a loan center located in another state!) We work directly with you in developing a complete understanding of you- the owner, and your business when reviewing both your loan needs and your loan application.
We pride ourselves in making decisions in a timely manner keeping your business in mind.
You're not a number when you come to First Financial. You're a valued member and we give our members the best service possible.
Was your Monmouth or Ocean County small business affected by COVID-19? We're here to help! We are now accepting applications for First or Second Draw PPP Loans until 5/31/21 (or until otherwise announced by the SBA).**
PPP Loans are available to help fund payroll costs (including benefits), mortgage interest, rent, utilities, employee protection costs due to COVID-19, and other related operational expenses. More information about business eligibility can be found on the SBA's website here.
Enjoy the benefits with rates as low as 16.9% APR*, plus:
Email us at firstname.lastname@example.org and we'll be happy to provide you with more information on business loans.
*This APR is for purchases, balance transfers, and cash advances and will vary with the market based on the Prime Rate. Subject to credit approval. Rates quoted assume excellent borrower credit history. Your actual APR may vary based on your state of residence, approved loan amount, applicable discounts and your credit history. No Annual Fees. Other fees that apply: Balance Transfer and Cash Advance Fees of 3% or $10, whichever is greater; Late Payment Fee of $35, $10 Card Replacement Fee, and Returned Payment Fee of $35. A First Financial membership is required to obtain a Visa Business Credit Card and is available to anyone who lives, works, worships, volunteers, or attends school in Monmouth or Ocean Counties.
**Membership is available to anyone who lives, works, worships, volunteers, or attends school in Monmouth or Ocean Counties. A $5 deposit in a base savings account is required for credit union membership prior to opening any other account. See credit union for details. Federally insured by NCUA. Information on the PPP loans is based on currently available information and is subject to change. Borrowers may wish to visit the SBA and U.S. Treasury Assistance for Small Businesses for guidance related to the Paycheck Protection Program.