We understand that not every business is the same and, therefore, not every loan need can be the same. This is exactly why we look at each individual business and create a customized lending solution to meet your specific needs.
What does this mean for you? Your loan decision will be made by our lenders here in Monmouth or Ocean County (not a loan center located in another state!) We work directly with you in developing a complete understanding of you- the owner, and your business when reviewing both your loan needs and your loan application.
We pride ourselves in making decisions in a timely manner keeping your business in mind.
You're not a number when you come to First Financial. You're a valued member and we give our members the best service possible.
As of 5/5/2021 - all SBA funds for PPP Loans have been exhausted and applications are no longer being accepted at this time.
Enjoy the benefits with rates as low as 16.9% APR*, plus:
Email us at firstname.lastname@example.org and we'll be happy to provide you with more information on business loans.
*This APR is for purchases, balance transfers, and cash advances and will vary with the market based on the Prime Rate. Subject to credit approval. Rates quoted assume excellent borrower credit history. Your actual APR may vary based on your state of residence, approved loan amount, applicable discounts and your credit history. No Annual Fees. Other fees that apply: Balance Transfer and Cash Advance Fees of 3% or $10, whichever is greater; Late Payment Fee of $35, $10 Card Replacement Fee, and Returned Payment Fee of $35. A First Financial membership is required to obtain a Visa Business Credit Card and is available to anyone who lives, works, worships, volunteers, or attends school in Monmouth or Ocean Counties.