Enjoy the benefits with rates as low as 12.24% APR*, plus:
*This APR is for purchases, balance transfers, and cash advances and will vary with the market based on the Prime Rate. Subject to credit approval. $30 Annual Fee. Other fees that apply: Cash Advance Fee of 1% of advance ($10 minimum and $50 maximum), Late Payment Fees: $15 if balance is less than $100; $25 if balance is between $100 and $249.99; $39 if balance is $250 or more, Foreign Transaction Fee of 1% plus foreign exchange rate of transaction amount, $5 Card Replacement Fee, and $30 Returned Payment Fee. A First Financial membership is required to obtain a VISA Platinum Card and is available to anyone who lives, works, worships, or attends school in Monmouth or Ocean Counties.