First Financial Federal Credit Union

Graduate Accounts

Throw that cap up in the air – you're a college graduate! It's time to celebrate your financial independence. We know there are things you need so we've customized some of our products and services for you to make this next step of your life one smooth ride.

First things first.

A Savings Account 1

  • It has no fees!
  • Complete both our Budgeting & Credit Management Seminars to earn an additional 0.25% APY

A Checking Account 2

  • FREE Online Banking and Bill Pay
  • e-Statements and Direct Deposit of net
    paycheck required to open account
  • No First Financial ATM Fees 3
  • No minimum balance requirements 4
  • First 50 checks free
  • No monthly fee with 6 signature-based Debit Card transactions 5

For your convenience, we offer mobile banking on your smartphone through our new mobile app for iPhone and Android users.

We can smell that brand new car now! What color will you choose? Before you head to the dealership, come in and visit us – we have an Auto Loan offer just for you.

Auto Loan Offer 6

  • First payment deferred for 45 days
  • Up to 100% financing
  • Get a 0.25% rate discount just for opening a new Graduate Checking Account at loan closing!

Building credit is critical. Now is the perfect time to start. We have a credit card guaranteed to have a $500 limit! (Higher limits may be available, depending on income, additional credit, and other criteria).

You may need a Bridge Loan

No, not a loan to buy a bridge.  A Bridge loan is really a personal loan. 

  •  Borrow up to $3,500
  • First payment deferred for 45 days
  • Get a 0.50% rate discount just for opening a new Graduate Checking Account at loan closing!

Hello future homeowner!  We have a First Mortgage Special Offer which includes us waiving your first mortgage processing fees with a first mortgage from us!

Now that you know what the offerings are, check out these program requirements to see if you qualify: Must be from within 30 days prior to or 12 months after graduation; have a diploma or other proof from a registrar's office from an accredited two or four-year college or university. For Graduate Loans and Credit cards, verified employment or verification of employment offer from an organization; no derogatory items on credit history. Graduate products and services are not eligible for Rewards First Program.

Remember, if you ever need any financial guidance or have a question you think we can answer, reach out to us. We are here to help. 

Congrats Grad!

*Graduate Accounts are excluded from the Rewards First program.

1 After five years the account will be converted to a Base Savings Account. 2Account does not pay dividends. After five years, the account will be converted to a Free Checking Account eligible or the Rewards First program. 3First Financial is not responsible for ATM owner surcharges. 4Just a $100.00 minimum deposit to open an account. 5No monthly maintenance fee with at least six (6) signature-based debit card transactions per month (otherwise $5 per month fee applies). 6Must not have had other vehicles previously financed. Requires automatic payment for monthly loan payments from a Graduate Checking Account.