First Financial Federal Credit Union

A First Financial Membership is a belonging to the Credit Union. We don't have customers, we have members. As a member of First Financial, you are part of a community that is owned and operated by other members. Being a member entitles you to tons of great Credit Union benefits too.

First Financial is a community Credit Union serving anyone who lives, works, worships, volunteers, or attends school in Monmouth or Ocean Counties in New Jersey.  Becoming a member is as simple as opening a savings account with $5.

Who Can Join?

How can I become a First Financial member?

  • Anyone who lives, works, worships, volunteers, or attends school in Monmouth or Ocean Counties in NJ - can become a First Financial member.
  • Any business or legal entity in Monmouth or Ocean Counties in NJ can also become a member.
  • And - once you're a member, your immediate family can join too!
  • You are also eligible for membership if you're one of our financial partners.

We're Awarding the 200th New Member of 2019 with a Trip for 2!

All aboard! In 2018, we hit 20,000 members. In 2019, we will be celebrating the 200th new member of the year with a trip for 2! Will it be you? 

  • The new membership must be opened in person, in a branch (direct members only).
  • Business memberships are not eligible for the trip giveaway, current members opening additional accounts, or anyone re-opening a closed membership.
  • In order to qualify for the trip giveaway, the new member must open a full relationship checking account (full direct deposit, debit card, e-statements and enrollment in online banking) or close on a loan of at least $12,000.*
  • If you are a current member, and you refer the 200th new member of the year - you'll get $200!**
  • View full terms and conditions here.

*Membership is open to anyone who lives, works, worships, volunteers or attends school in Monmouth and Ocean Counties, NJ. A $5 deposit in a Base Savings Account is required to establish membership. The new membership must be opened in person at one of our branches. In addition to a Base Savings Account, a full relationship checking account or loan of at least $12,000 must be opened in order to be eligible for free getaway. Full relationship checking account includes full direct deposit, debit card, eStatements, and enrollment in Online Banking. Membership must remain open for 6 months or entire getaway value will be paid back to the credit union in full. Other eligibility restrictions, terms and conditions apply. See credit union for full promotion details. Federally insured by NCUA.

**Offer can be cancelled or withdrawn at any time. Coupon for each new member referral must be completed and returned to the Marketing Department in order to qualify for the offer. New member is eligible to qualify to win the trip giveaway when they open a new membership along with a full relationship checking account or were approved for a loan of at least $12,000. Referring Member: To receive the $200 incentive the referring member must have an existing First Financial account to be eligible, and must refer the 200th new First Financial member of the year who meets the above mentioned criteria. Rewards will be deposited into the referrer’s Base Savings Account once the 200th new membership is verified. Business accounts and loans, as well as accounts for minors under age 14 do not qualify for this offer. Offer not available in combination with any other offer. Existing First Financial members are not eligible to receive the 200th new member trip giveaway. Cash bonus may be considered interest reportable on IRS Form 1099-INT. 

Join Now!

Becoming a member is quick and easy! To obtain a membership, just open a savings account with $5. 

Get Started:

$5 in a base savings account is your membership deposit and is required to remain in your base savings account at all times to be a member in good standing. All credit unions require a membership deposit.