First Financial Federal Credit Union

Free Checking Account

First Financial's Free Checking Account is really free, when you open your membership with us! If you want a checking account where you won't have to worry about keeping a minimum balance, this Checking Account may be the best choice for you.

Additional benefits of having this account include:

  1. No per-check charges (unlimited check writing without getting charged after writing a certain amount of checks), and unlimited in-branch teller transactions.
  2. A personalized Debit Card issued on the spot in one of our Monmouth or Ocean County branches.
  3. Free Online Banking with Bill Pay (Bill Pay is free as long as 3 bills are paid through Bill Pay each month, otherwise a $6 monthly fee applies); unlimited in branch transactions.
  4. $25 minimum opening deposit
  5. 1 Click Remote Deposit Capture* and E-Statements may also be available to you with this account.

How does that sound?

Get Started:

A $5 deposit in a base savings account is required for credit union membership prior to opening any other account. All personal memberships are part of the Rewards First program and a $5 per month non-participation fee is charged to the base savings account for memberships not meeting the minimum requirements of the program. Click here to view full Rewards First program details, and here to view the Tier Level Comparison Chart. Accounts for children age 13 and under are excluded from this program. Statements are free as long as the member enrolls in e-statements, otherwise a $3 monthly paper statement fee applies. *Members must meet certain criteria to be eligible for Remote Deposit Capture, and standard rates and data charges may apply. You can apply by contacting a Member Service Representative.