First Financial Federal Credit Union

High Yield Checking

First Financial offers High Yield Checking for members who plan to maintain a balance of at least $25,000 in this checking account. A $25,000 minimum deposit is required to open it. Having this balance in the account means getting a higher yield on your balance.

  1. No per-check charges - unlimited check writing without getting charged after writing a certain amount of checks, and unlimited in-branch teller transactions.
  2. A personalized Debit Card issued on the spot in one of our Monmouth or Ocean County branches.
  3. Free Online Banking with Bill Pay (Bill Pay is free as long as 3 bills are paid through Bill Pay each month, otherwise a $6 monthly fee applies).
  4. No monthly service charge as long as a daily balance of $25,000 is maintained.*
  5. 1 Click Remote Deposit Capture and E-Statements may be available with this account.+

Note: This account earns dividends on daily balances of $25,000 or more. Tip: Avoid a service charge by maintaining the required monthly balance and get the highest dividends we offer.

Get Started:

A $5 deposit in a base savings account is required for credit union membership prior to opening any other account. All personal memberships are part of the Rewards First program and a $5 per month non-participation fee is charged to the base savings account for memberships not meeting the minimum requirements of the program. Click here to view full Rewards First program details, and here to view the Tier Level Comparison Chart. Accounts for children age 13 and under are excluded from this program. *There is a $30 fee if minimum balance and requirements are not met. +Members must meet certain criteria to be eligible for Remote Deposit Capture, and standard data rates and charges may apply. You can apply for 1 Click by contacting a Member Service Representative.