First Financial Federal Credit Union

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High Yield Checking

First Financial offers High Yield Checking for members who plan to maintain a balance of at least $25,000 in this checking account. A $25,000 minimum deposit is required to open it. Having this balance in the account means getting a higher yield on your balance.

  1. No per-check charges - unlimited check writing without getting charged after writing a certain amount of checks, and unlimited in-branch teller transactions.
  2. A personalized Debit Card issued on the spot in one of our Monmouth or Ocean County branches.
  3. Free Online Banking with Bill Pay (Bill Pay is free as long as 3 bills are paid through Bill Pay each month, otherwise a $6 monthly fee applies).
  4. No monthly service charge as long as a daily balance of $25,000 is maintained.*
  5. 1 Click Remote Deposit Capture and E-Statements may be available with this account.+

Note: This account earns dividends on daily balances of $25,000 or more. Tip: Avoid a service charge by maintaining the required monthly balance and get the highest dividends we offer.

Get Started:

A $5 deposit in a base savings account is required for credit union membership prior to opening any other account. All personal memberships are part of the Rewards First program and a $5 per month non-participation fee is charged to the base savings account for memberships not meeting the minimum requirements of the program. Click here to view full Rewards First program details. *There is a $30 fee if minimum balance and requirements are not met. +Members must meet certain criteria to be eligible for Remote Deposit Capture, and standard data rates and charges may apply. You can apply for 1 Click by contacting a Member Service Representative.