First Financial Federal Credit Union

Home Equity Loans and Lines of Credit

Put your home's equity to work. Apply today for First Financial's low-rate Home Equity Loans or a Home Equity Line of Credit.  Make your renovation dreams a reality!

Let your home's equity work for you for as little as $185.86 a month!* Apply now.

Features of our Home Equity Loans include:

  • Available on primary homes only - subject to underwriting guidelines.
  • Great rates
  • No pre-payment penalty
  • No application fees
  • No points or closing costs**
  • Flexible terms up to 20 years
  • Fixed monthly payments
  • A home equity line of credit will allow you to advance as you need it

Home equity loan tuition

Apply for a Home Equity Loan | Apply for a Home Equity Line of Credit

Would you like more information or do you have questions about one of our loans? Please fill out the form below and we will get back to you shortly!

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*APR=Annual Percentage Rate. A $10,000 Home Equity loan with an APR of 4.375% would be paid in full after 60 months if payment of $185.86 is received every month either on or before the contractual monthly due date. Any delinquency will alter the terms of the example specified. APR shown is lowest possible and may not apply to every borrower. APR is subject to change and will vary based off of applicant’s credit rating and underwriting guidelines. Not all applicants qualify, subject to credit approval. **First Financial FCU (FFFCU) will waive closing costs at inception of loan. If loan is terminated within the first 2 years of opening, closing cost waiver is revoked and the borrower(s) will be required to pay back closing costs in full to FFFCU. A First Financial membership is required to obtain a home equity loan, and is open to anyone who lives, works, worships, volunteers or attends school in Monmouth or Ocean Counties. See FFFCU for details or visit for all current rates. Federally insured by NCUA. Nationwide Mortgage licensing System & Registry ID # 685814

Public Access for viewing active First Financial MLOs (Mortgage Loan Originators)