First Financial Federal Credit Union

Home Equity Loans and Lines of Credit

Put your home's equity to work. Apply today for First Financial's low-rate Home Equity Loans or a Home Equity Line of Credit.







Draw at least $10k from your existing Home Equity Loan by May 31st and you could win up to $500!

It's easy to get entered:

  • Apply for a Home Equity Loan and draw at least $10k, or draw at least $10k from your existing Home Equity Loan.*
  • Draws of at least $10k by May 31, 2017 will be entered to win a Visa Gift Card of $100, $250, or $500!
  • If you don't have $10k available to draw on, contact the Loan Department to apply for an increase.
  • Submit your renovation photos to for an extra drawing entry.

Make your renovation dreams a reality!

Features of our Home Equity Loans include:

  • Available on primary, secondary, or investment homes - subject to underwriting guidelines.
  • Great rates
  • No pre-payment penalty
  • No application fees
  • No points or closing costs
  • Flexible terms up to 20 years
  • Fixed monthly payments
  • A home equity line of credit will allow you to advance as you need it

Apply for a Home Equity Loan | Apply for a Home Equity Line of Credit

*Available on primary residence only, subject to underwriting guidelines. Subject to credit approval. The Annual Percentage Rate (APR) is variable and is based upon an index plus a margin. The APR will vary with Prime Rate (the index) as published in the Wall Street Journal. The rate will not vary above 18% APR. Loans are subject to credit approval and guidelines. Interest rates and program terms are subject to change without notice. The minimum credit line for this promotion is $10,000. Maximum LTV is 100%. Interest on home equity loans and lines of credit may be tax-deductible; consult your tax advisor. Property insurance is required and must be maintained on the property securing this loan or line. A First Financial membership is required to obtain a Home Equity Loan and is open to anyone who lives, works, worships, volunteers, or attends school in Monmouth or Ocean Counties. Draws of at least $10K made during the promotional period of March 24, 2017 – May 31, 2017 will be automatically entered into the gift card drawing. Drawing winners will be selected at random and notified by the Marketing Department after May 31, 2017. See credit union for details. Federally insured by the NCUA, Equal Housing Lender. NMLS CU ID: 685814

Would you like more information or do you have questions about one of our loans? Please fill out the form below and we will get back to you shortly!

NMLS CU ID: 685814

Public Access for viewing active First Financial MLOs (Mortgage Loan Originators)