First Financial Federal Credit Union

Home Equity Loans

Put your home's equity to work. Apply today for a First Financial low-rate Home Equity Loan.  Make your renovation dreams a reality!

Features of our Home Equity Loans include:

  • Available on primary homes only - subject to underwriting guidelines.
  • Great rates
  • No pre-payment penalty
  • No application fees
  • No points or closing costs*
  • Flexible terms up to 20 years
  • Fixed monthly payments

Apply for a Home Equity Loan 

Would you like more information or do you have questions about one of our loans? Please fill out the form below and we will get back to you shortly!

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*First Financial FCU (FFFCU) will waive closing costs at inception of loan. If loan is terminated within the first 2 years of opening, closing cost waiver is revoked and the borrower(s) will be required to pay back closing costs in full to FFFCU. A First Financial membership is required to obtain a home equity loan, and is open to anyone who lives, works, worships, volunteers or attends school in Monmouth or Ocean Counties. See FFFCU for details or visit for all current rates. Federally insured by NCUA. Nationwide Mortgage licensing System & Registry ID # 685814

Public Access for viewing active First Financial MLOs (Mortgage Loan Originators)