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Liberty Mutual Home and Auto Insurance

First Financial has partnered with Liberty Mutual Insurance to offer TruStage Home & Auto Insurance products and as a member of First Financial, you could save hundreds of dollars a year! ¹

Here's how:

• Get exclusive group savings from low rates.
• Add extra savings on your home insurance when you insure both your car and home.
• Obtain additional discounts based upon your current driving experience, car and home safety features, and more.

Auto insurance features and benefits:

• New Customer Accident Forgiveness: For qualifying new customers, your premium will not increase due to a first accident.²
• New Car Replacement: If your new car is declared a total loss, Liberty Mutual will pay the cost to replace it, with no depreciation charge.³

Home insurance features and benefits:

• Additional Living Expense Coverage: If your home is unlivable due to a covered loss, Liberty Mutual will cover the additional necessary expenses (up to the limits stated in your policy) and the cost to live elsewhere.
• Personal Property Replacement Service: In many cases, Liberty Mutual can locate the exact items you lost or the closest match and ship them to you quickly.

Service and Support:

• Liberty Mutual has around the clock support with 24-Hour Claims Assistance, 24-Hour Emergency Home Repair and optional 24-Hour Roadside Assistance.⁴
• Reach out to a local licensed Liberty Mutual representative online, in person, by phone, or via your mobile device.
• Liberty Mutual also offers automatic deductions from your bank account or credit card, online payments or direct billing.

This program applies to you, your spouse and any children who reside in your home.

For more information or for a free, no-obligation quote, please contact:

Daniel Ressegiue 303 West Main Street | Suite 100 Freehold, NJ 07728 732-308-3868 Ext. 50950 Daniel.Ressegiue@LibertyMutual.com

¹Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.The descriptions of coverages are necessarily brief and are subject to policy provisions, limitations and exclusions that can only be expressed in the policy itself. Discounts and coverages vary by state and are not available in all states. For a complete explanation of coverages, please consult a sales representative.

²To qualify for Accident Forgiveness, you must be accident free for five years, and, in most states, have not received a driving violation for the past five years. Subject to terms and conditions of Liberty Mutual’s underwriting guidelines. Ask a representative for details. Not available in CA or NC.

³Applies to a total loss under Collision or Comprehensive coverage. Your car must be less than one year old, have fewer than 15,000 miles and have had no previous owner. This program does not apply to leased vehicles or motorcycles, nor is it available in all states. Deductible applies.

⁴Optional coverage. Requires the purchase of Towing and Labor Coverage. Subject to applicable limits.

The TruStage™ Auto Insurance Program is provided and underwritten by leading insurance companies, including Liberty Mutual Insurance Company and affiliates, 175 Berkeley Street, Boston, MA. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverages and limitations. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

First Financial Federal Credit Union Client #38361