Has it been your dream to own a home, but you didn't think it was possible to take the leap? We make taking the leap possible with great Mortgage and Refinance rates. We're happy to help you make the leap, while also offering:
Rate | APR | |
15 Year Fixed Conforming | 2.875% | 3.032% APR* |
20 Year Fixed Conforming | 3.125% | 3.247% APR* |
30 Year Fixed Conforming | 3.375% | 3.462% APR* |
Mortgage Application - Additional Borrower Form
Mortgage Application - Unmarried Application Form
Mortgage Application - Continuation Sheet
Demographic Information Addendum to Mortgage Application
A Home Possible Mortgage is a responsible, low down payment mortgage option for first-time homebuyers or low to moderate income borrowers.
Features include:
Ask us for more details by calling the Loan Department at 732-312-1500, Option 4
*APR = Annual Percentage Rate. Subject to credit approval. Credit worthiness determines your APR. Rates quoted assume excellent borrower credit history and are for qualified borrowers. Your actual APR may vary based on your state of residence, approved loan amount, applicable discounts and your credit history. Higher rates may apply depending on terms of loan and credit worthiness. Available on primary residence only. The Interest Rates, Annual Percentage Rate (APR), and fees are based on current market rates, are for informational purposes only. Mortgage insurance may be required depending on loan guidelines. This is not a credit decision or a commitment to lend. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. See Credit Union for details. A First Financial membership is required to obtain a mortgage and is open to anyone who lives, works, worships, or attends school in Monmouth or Ocean Counties. Federally insured by NCUA.
**Qualified borrowers must meet eligibility requirements including, but not limited to, property location, loan amount, loan type, occupancy, property type, loan to value, debt to income ratios,FICO credit scores, refinance with cash out and other variables.
NMLS CU ID: 685814
Public Access for viewing active First Financial MLOs (Mortgage Loan Originators)