View our current rates here.
A Home Possible Mortgage is a responsible, low down payment mortgage option for first-time homebuyers or low to moderate income borrowers.*
Ask us for more details or apply today!
First Financial offers a Mortgage Rate Text Messaging Service so you can receive updates on our low Mortgage Rates straight to your mobile phone. To be a part of the program, text FIRSTRATE to 69302 and each time our Mortgage Rates change, we'll send you a text message with the new rates.***
We have a first lien position 10 Year Fixed Rate Mortgage product with only $495 closing costs! This is a great option in comparison to refinancing, where the closing costs are much higher. Ask us for details!
Rates as low as 3.5% (3.664% APR) - 10 Years* A 10 year mortgage at 3.664% APR would have a monthly cost of $998.86 per $100,000 borrowed.
There are also other great lower rates on our 15, 20 & 30 Year Mortgages too!
Rates as low as 4.25% (4.392% APR) – 15 Years* A 15 year mortgage at 4.392% APR would have a monthly cost of $752.28 per $100,000 borrowed.
Rates as low as 4.375% (4.487% APR) - 20 Years.* A 20 year mortgage at 4.487% APR would have a monthly cost of $625.92 per $100,000 borrowed.
Rates as low as 4.5% (4.582% APR) - 30 Years.* A 30 year mortgage at 4.582% APR would have a monthly cost of $506.69 per $100,000 borrowed.
View our current loan rates here.
*APR = Annual Percentage Rate. Subject to credit approval. Credit worthiness determines your APR. Rates quoted assume excellent borrower credit history and are for qualified borrowers. Your actual APR may vary based on your state of residence, approved loan amount, applicable discounts and your credit history. Higher rates may apply depending on terms of loan and credit worthiness. Available on primary residence only. A First Financial membership is required to obtain a mortgage and is open to anyone who lives, works, worships, or attends school in Monmouth or Ocean Counties. See Credit Union for details. Federally insured by NCUA. **Payment examples do not include taxes or insurance. Financing up to 80% of value of property. ***Standard text messaging and data rates may apply.
NMLS CU ID: 685814
Public Access for viewing active First Financial MLOs (Mortgage Loan Originators)