First Financial Federal Credit Union

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Personal Loans, Consolidation Loans, and Lines of Credit

First Financial's Personal Loans are available to anyone who may be interested in saving money while financing ongoing expenses and multiple major purchases, rather than going through the high cost of retail financing.

Personal Loans 

  • Rates start at 10.24% APR
  • Fixed payment
  • No pre-payment penalties
  • A personal loan will help you save money rather than going through the high cost of retail financing
  • Apply online 24/7, and ask us about our electronic closings!

Consolidation Loans

Do you have too many bills and other loan payments, and is it getting a bit hard to keep track of? Apply for our Consolidation Loan! Reduce your monthly expenses and save money by consolidating your high interest rate credit cards and loans into one simple monthly payment.

Consolidation Loan features include:

  • Fixed payment
  • Flexible terms up to 60 months
  • No pre-payment penalties

Apply for a Personal or Consolidation Loan | Apply for a Personal Line of Credit

*APR = Annual Percentage Rate. Actual rate will vary based on creditworthiness and loan term. Subject to credit approval. A First Financial Federal Credit Union membership is required to obtain a Personal Loan, and is open to anyone who lives, works, worships, volunteers or attends school in Monmouth or Ocean Counties. A $5 deposit in a base savings account is required for credit union membership prior to opening any other account/loan. Federally insured by NCUA.

Would you like more information or do you have questions about one of our loans? Please fill out the form below and we will get back to you shortly!

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