Personal Loans, Consolidation Loans & Lines of Credit -
First Financial Federal Credit Union

Personal Loans, Consolidation Loans, and Lines of Credit

First Financial's Personal Loans are available to anyone who may be interested in saving money while financing ongoing expenses and multiple major purchases, rather than going through the high cost of retail financing.

Back to School Loan - Rate special of 9.99% APR through 9/15!*

  • $500 minimum, $5000 maximum loan amount
  • Flexible terms up to 60 months
  • Special rate of 9.99% APR is available for the start of the school year!

​Apply online now!

Personal Loan features include:

  • Fixed payment
  • Loans start at $500
  • Rates as low as 10.24% APR
  • Flexible terms up to 60 months
  • No pre-payment penalties
  • A personal loan will help you save money rather than going through the high cost of retail financing

Do you have too many bills and other loan payments, and is it getting a bit hard to keep track of? Apply for our Consolidation Loan! Reduce your monthly expenses and save money by consolidating your high interest rate credit cards and loans into one simple monthly payment.

Consolidation Loan features include:

  • Fixed payment
  • Flexible terms up to 60 months
  • No pre-payment penalties

Apply for a Personal or Consolidation Loan | Apply for a Personal Line of Credit

*APR = Annual Percentage Rate. Actual rate will vary based on creditworthiness and loan term. Subject to credit approval. APR as low as 9.99%, terms up to 60 months, minimum loan amount $500, and maximum loan amount $5,000. Example: A $500 loan with an APR of 9.99% would be paid in full after 12 months if payment of $44 is received every month either on or before the contractual monthly due date. Any delinquency will alter the terms of the example specified. Not all applicants will qualify. Terms and conditions of this offer may be subject to change at any time. A First Financial Federal Credit Union membership is required to obtain a Personal Loan, and is open to anyone who lives, works, worships, volunteers or attends school in Monmouth or Ocean Counties. A $5 deposit in a base savings account is required for credit union membership prior to opening any other account/loan. Federally insured by NCUA.

 

Would you like more information or do you have questions about one of our loans? Please fill out the form below and we will get back to you shortly!

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