First Financial Federal Credit Union
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Personal Savings Accounts

Base Savings

Your membership at First Financial starts when you open a First Financial Savings Account with a minimum deposit of $5.00. This is not a fee - it remains in your Savings Account throughout your membership.

  • Dividends are posted quarterly on balances of $100 or greater
  • $5 minimum balance requirement+

When you open your Base Savings Account, you automatically have access to all First Financial products and services and have voting rights for our Board of Directors at our Annual Meeting.

Special Savings Account

This is an account designed for you to use for whatever special purpose that YOU choose. You can use this account to separate funds for specific purposes from your primary savings. It can also be a very handy budgeting tool.

  • Dividends are posted quarterly on balances of $100 or greater
  • No minimum balance requirements

Holiday Club

The Holiday Club is the perfect way to save throughout the year for your holiday expenses.

  • Open at any time
  • No minimum balance requirements
  • Dividends are posted annually on balances of $100 or more
  • Accounts automatically renew each year
  • Deposits can be made in person, via mail, payroll deductions, or direct deposit
  • Holiday Club funds are deposited into a First Financial Checking or Base Savings Account

Summer Savings

A Summer Savings Account allows members to save for summer or vacation expenses.  It's also a great way to provide income during the months of July and August for 10 month employees.

  • Open at any time
  • No minimum balance requirements
  • Dividends are posted annually on balances of $100 or more
  • Deposits can be made in person, via mail, payroll deductions, or direct deposit
  • Summer Savings funds are deposited into a First Financial Checking or Base Savings Account
  • Elect to have either 50% transferred in July AND 50% transferred in August OR 100% transferred in July

Get Started:

*A $5 deposit in a base savings account is required for credit union membership prior to opening any other account. All personal memberships are part of the Rewards First program and a $5 per month non-participation fee is charged to the base savings account for memberships not meeting the minimum requirements of the program. Click here to view full Rewards First program details, and here to view the Tier Level Comparison Chart. Accounts for children age 13 and under are excluded from this program.

 +If balance falls below $5, a monthly service fee of $5 will be imposed.