First Financial Federal Credit Union


Promotions and Events Happening this Month

What’s going on this month at First Financial? Check out our current deals, events, and ways to save you money!

New Lower Auto Loan Rates!

Starting July 20th and for a limited time only, check out our recently lowered Auto Loan rates! We're featuring rates as low as 2.24% APR on terms up to 48 months, 2.99% APR on terms up to 60 months, 3.24% APR on terms up to 72 months, and 4.24% APR on new vehicles with terms up to 84 months. Apply online 24/7 and close electronically! Upgrade your vehicle today.

Reader Rewards Summer Reading Contest

From Saturday, August 1st through Tuesday, September 15th - First Financial kids up to age 18 can read books and earn $1 per book read up to $10, plus the chance to win one of three Barnes and Noble e-gift cards! Learn more here, and complete digital entry forms for books read here. Happy reading!

Share Secured Loan

Keep your nest egg intact! Borrow from your savings, continue to earn dividends, keep your investment, and watch your credit score grow with a Share Secured Loan. If you need some extra funds right now, keep your savings where it is and apply today!

Need a Little Extra Cash? Cash Out Your Car

Use the equity in your vehicle by cashing out your car! Apply online and close electronically. Lower payments, lower interest, no closing costs, and no pre-payment penalties. Get started today.

Need to Skip a Loan Payment due to COVID-19?

If you've been affected by these unprecedented times, we are here for you! Complete our quick and easy online skip-a-pay request form here.

*This offer is being extended to our members who are currently experiencing difficulty due to the COVID-19 pandemic. All Mortgages, Visa® Credit Card payments, Home Equity Loans, and Lines of Credit do not qualify for Skip-A-Pay. Skip-A-Pay may be used up to two times per year, but no more than four times during the life of the loan. Members can skip only one loan payment at a time within the same month. A First Financial FCU membership is required to obtain a loan and is available to anyone who lives, works, worships, volunteers, or attends school in Monmouth or Ocean Counties. A $35 processing fee will be applied to the loan balance per loan payment skipped. The interest on the loan will continue to accrue. In order to qualify for the Skip-A-Pay promotion, you must be a member in good standing with a minimum of $5 deposited in your based savings account. Membership must be open with on-time loan payments made for three consecutive months prior to skipping a loan payment. 

Refer a New Checking Account to First Financial, You’ll Each Get $50!

When you refer a new member to First Financial and they open their membership and a new checking account, you each get $50! The amount of referrals are endless. Tell a friend about us today!


  • August 19, 2020 - How to Weather a Bear Market Virtual Seminar, 6pm
  • August 26, 2020 - Social Security & Your Retirement Virtual Seminar, 6pm
  • September 2, 2020 - The Return of Conservative Investing, 6pm
  • September 8, 2020 - Social Security & Your Retirement Virtual Seminar, 12pm
  • September 9, 2020 - Social Security & Your Retirement Virtual Seminar, 6pm
  • September 16, 2020 - Women & Investing Virtual Seminar, 6pm
  • September 23, 2020 - Virtual How to Weather a Bear Market Seminar, 6pm
  • September 30, 2020 - 3 Transitions to Retirement Virtual Seminar, 6pm
  • October 13, 2020 - Women & Investing Virtual Seminar, 12pm
  • November 10, 2020 - Income for Life Virtual Seminar, 12pm
  • In person seminars are currently postponed until further notice. Check back for updates!