First Financial Federal Credit Union


Promotions and Events Happening this Month

What’s going on this month at First Financial? Check out our current deals, events, and ways to save you money!

New Lower Auto Loan Rates!

For a limited time only, check out our recently lowered Auto Loan rates! We're featuring rates as low as 2.24% APR on terms up to 48 months, 2.99% APR on terms up to 60 months, 3.24% APR on terms up to 72 months, and 4.24% APR on new vehicles with terms up to 84 months. Apply online 24/7 and close electronically! Upgrade your vehicle today.

There's No Place Like Home - Great Mortgage Rates!

Get more home than you hoped for, with great mortgage and refinance rates from us! Get prequalified before you shop and apply online 24/7. For great mortgage rates, Think First.

Visa NFL Sweepstakes

This could be your dream NFL season! When you use your First Financial Visa Card between 10/1 and 11/30, you'll be entered for a chance to win $10k and the ultimate NFL gift box. Learn more here, and if you don't have one of our credit cards - apply online today!

Share Secured Loan

Keep your nest egg intact! Borrow from your savings, continue to earn dividends, keep your investment, and watch your credit score grow with a Share Secured Loan. If you need some extra funds right now, keep your savings where it is and apply today!

Need a Little Extra Cash? Cash Out Your Car

Use the equity in your vehicle by cashing out your car! Apply online and close electronically. Lower payments, lower interest, no closing costs, and no pre-payment penalties. Get started today.

Need to Skip a Loan Payment due to COVID-19?

If you've been affected by these unprecedented times, we are here for you! Complete our quick and easy online skip-a-pay request form here.

*This offer is being extended to our members who are currently experiencing difficulty due to the COVID-19 pandemic. All Mortgages, Visa® Credit Card payments, Home Equity Loans, and Lines of Credit do not qualify for Skip-A-Pay. Skip-A-Pay may be used up to two times per year, but no more than four times during the life of the loan. Members can skip only one loan payment at a time within the same month. A First Financial FCU membership is required to obtain a loan and is available to anyone who lives, works, worships, volunteers, or attends school in Monmouth or Ocean Counties. A $35 processing fee will be applied to the loan balance per loan payment skipped. The interest on the loan will continue to accrue. In order to qualify for the Skip-A-Pay promotion, you must be a member in good standing with a minimum of $5 deposited in your based savings account. Membership must be open with on-time loan payments made for three consecutive months prior to skipping a loan payment. 

Refer a Friend or Family Member to First Financial, Get Paid!

When you refer a new member to First Financial and they open their membership and a new checking account, you each get $50!

Closed Auto Loan referrals will get you a $75 referral bonus and closed first Mortgage referrals earn a $100 Visa gift card. The amount of referrals are endless. Tell a friend about us today!


  • October 28, 2020 - The Return of Conservative Investing Virtual Seminar, 6pm
  • November 4, 2020 - How to Weather a Bear Market Virtual Seminar, 6pm
  • November 9, 2020 - Transitions to Retirement Virtual Seminar, 12pm and 6pm
  • November 10, 2020 - Income for Life Virtual Seminar, 12pm
  • November 18, 2020 - Rethinking Diversification Virtual Seminar, 6pm

In person seminars are currently postponed until further notice. Check back for updates!