Rates Effective as of 10/1/2020
|Min. Initial Deposit||Min. Bal To Earn Dividends||Compound Period||Dividend Rate||APY*|
|Base Savings (Bronze)||$5**||$1 - $24,999.99||Quarterly||0.03%||0.03%|
|Base Savings (Silver)||$5**||$25,000||Quarterly||0.03%||0.03%|
|Base Savings (Gold)||$5**||$50,000||Quarterly||0.02%||0.02%|
|Base Savings (Platinum)||$5**||$100,000||Quarterly||0.02%||0.02%|
|Base Savings (Diamond)||$5**||$250,000 and up||Quarterly||0.01%||0.01%|
|NJ Consumer Checking||$50||N/A||N/A||N/A||N/A|
|Fair Chance Checking||$25||N/A||N/A||N/A||N/A|
|First Class Checking||$100||$1,000||Monthly||0.05%||0.05%|
|High Yield Checking (Silver)||$25,000||$25,000||Monthly||0.03%||0.03%|
|High Yield Checking (Gold)||$25,000||$50,000||Monthly||0.03%||0.03%|
|High Yield Checking (Platinum)||$25,000||$100,000||Monthly||0.01%||0.01%|
|High Yield Checking (Diamond)||$25,000||$250,000 and up||Monthly||0.01%||0.01%|
|Free Business Checking||$100||$0.01||Monthly||0.05%||0.05%|
|Premium Business Checking||$100||$0.01||Monthly||0.05%||0.05%|
|Community Non-Profit Checking||$100||N/A||N/A||N/A||N/A|
*Annual Percentage Yield (APY). Dividends are paid from current income and available earnings, after required transfers to reserves at the end of the dividend period. Rates on accounts are variable and subject to change. Fees could reduce the earnings on your account. The APY assumes that requirements for a minimum daily balance are met and that dividends remain on deposit until maturity. Annual percentage rates and annual percentage yields on savings products are based on the most recent dividend declaration.
**A $5 initial deposit is required in a Base Savings Account, and must remain at all times to maintain status as a member in good standing. These funds may not be withdrawn unless you are closing your First Financial Account.
NCUA - Your account is insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRAs) are eligible for separate insurance protection up to $250,000.
The NCUA manages the insurance fund for Credit Unions and assures you that your deposits are backed by the full faith and credit of the U.S. Government. The Credit Union fund is currently the strongest of all government agencies insuring financial institutions.