First Financial Federal Credit Union

Visa Platinum Credit Card

The First Financial Visa® Platinum Credit Card boasts one of the lowest rates around, plus rewards!

Change the way you charge with our Visa® Platinum Credit Card

Get instant access to dozens of perks like:

  • No balance transfer fees and no annual fee
  • 10-day grace period+
  • Earn CURewards on all purchases - redeemable for travel, merchandise, and gift cards!
  • Credit lines up to $25,000
  • EMV Chip Security: All of our Visa® credit cards are issued with a secure EMV chip that helps prevent fraud and identity theft.

Apply and start getting rewarded today!

*APR varies from 10.90% to 18% for the Visa Platinum Card when you open your account based on your credit worthiness. These APRs are for purchases, balance transfers, and cash advances and will vary with the market based on the Prime Rate. Subject to credit approval. Rates quoted assume excellent borrower credit history. Your actual APR may vary based on your state of residence, approved loan amount, applicable discounts and your credit history. No Annual Fees. Other fees that apply: Cash advance fee of 1% of advance ($5 minimum and $25 maximum), Late Payment Fee of up to $25, Foreign Transaction Fee of 1% plus foreign exchange rate of transaction amount, $5 Card Replacement Fee, and Returned Payment Fee of up to $25. A First Financial membership is required to obtain a VISA Credit Card and is available to anyone who lives, works, worships, volunteers, or attends school in Monmouth or Ocean Counties. +No late fee will be charged if payment is received within 10 days from the payment due date.