First Financial Federal Credit Union

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What sets First Financial apart from everyone else? We SMELL better! 








You could say we have a nose for our members’ financial needs. Our SMELL makes us different than any other financial institution.

Score Improvement

Money Savings




Score Improvement - Everyone deserves a chance to build a better financial future.

  • Stop by any branch or make an appointment for your annual credit report review!

Money Savings - A lifelong commitment to make money and keep it.

  • Why should you bank at our credit union and not a bank? We’ll save you money! We don’t pay any stockholders here. Since we’re a not- for-profit with a volunteer Board of Directors, the money we bring in actually goes back to you in the form of lower interest rates and useful financial products and services.

Education - Common sense fundamentals on debt management and financial empowerment.

  • It’s important for us to provide our members with the opportunity to learn and grow. That’s why we offer free monthly seminars. Check out our event calendar for upcoming seminars. We also have educational resources available for you, online and in branch.

Lending - Low rate options that make a more fulfilling life possible.

Local - By putting community first, we strengthen the economic base of the region.

  • We’re a financial institution that is part of your neighborhood. We serve anyone who lives, works, worships, volunteers, or attends school in Monmouth or Ocean Counties in New Jersey. 

At First Financial Federal Credit Union, we have a nose for your best interests and saving you money!

Check out our latest TV spot here, and see why we SMELL better.