a person paying for a purchase at a coffee shop.

Business Loans

Looking to build or expand your business?

Not a "One-Size-Fits-All" Loan

We understand that not every business is the same, and therefore - not every loan need can be the same. This is exactly why we look at each individual business and create a customized lending solution to meet your business' specific needs.

Local Decisions by Local Lenders

What does this mean for you? Your loan decision will be made by our lenders here in Monmouth or Ocean County (not a loan center located in another state). We work directly with you in developing a complete understanding of you - the owner, and your business when reviewing both your loan needs and your loan application.

Reasonable Timelines

We pride ourselves in making decisions in a timely manner keeping your business in mind.

Personalized Service

You're not a number when you come to First Financial. You're a valued member and we give our members the best service possible.

Types of Business Loans Available

  • Commercial Real Estate Loans
  • Commercial Vehicle Loans
  • Equipment Loans
  • Business Line of Credit
  • Business VISA Cash Plus Credit Card
  • SBA Loan Programs available
  • Visa Business Cash Plus Credit Card
  • Maybe we didn't list what you need, but that doesn't mean we can't help you - just ask us!

Have questions or ready to get started?

Email business@firstffcu.com, stop by any branch, or call 732.312.1500 during business hours and ask for the Business Development Department.