Earn 1% cash back on all purchases with Cash Plus!
Change the way you charge with our Visa® Platinum Cash Plus Credit Card! You can earn travel experiences, rewards, merchandise, gift cards and cash back. Our Cash Plus cards also have no annual fee and a 10-day grace period.+
- Rates & Fees (PDF)
- Questions before applying? Call our Loan Department at 732-312-1500, Option 4.
*APR varies from 17.15% to 18% for the Visa® Platinum Cash Plus Card when you open your account based on your credit worthiness. This APR is for purchases and will vary with the market based on the Prime Rate. Subject to credit approval. Rates quoted assume excellent borrower credit history. Your actual APR may vary based on your state of residence, approved loan amount, applicable discounts and your credit history. No Annual Fees. Other fees that apply: Balance Transfer and Cash Advance Fees of 3% or $10, whichever is greater; Late Payment Fee of $29, $10 Card Replacement Fee, and Returned Payment Fee of $29. A First Financial membership is required to obtain a Visa® Credit Card and is available to anyone who lives, works, worships, volunteers, or attends school in Monmouth or Ocean Counties. A $5 deposit in a base savings account is required for credit union membership prior to opening any other account/loan.
**Your First Financial Visa® Cash Plus Credit Card will earn cash back based on your eligible purchase transactions. The cash back will be applied to your current credit card balance on a quarterly basis and be shown cumulatively on your billing statement. Unless you are participating in a limited time promotional offer, you will earn 1% cash back based upon eligible purchases each quarter.
+No late fee will be charged if payment is received within 10 days from the payment due date.
++Visa® Platinum Cash Plus cardholders are eligible to enroll in ID Navigator Powered by NortonLifeLock at no cost. The service provides the cardholder with tools to help keep them informed of potential identity theft threats and helps the cardholder to act quickly should the unexpected happen. Coverage is available for individuals only. Individuals can also choose to enroll in an enhanced benefit plan at a discounted price which will be billed directly to the cardholderʼs Visa® credit card.
uChoose Rewards is a registered trademark of Fiserv Inc. Login to uChoose Rewards through Online Banking, by clicking on your Cash Plus Credit Card account to view current offers.