VISA Platinum Cash Plus Credit Card

The First Financial Visa® Platinum Cash Plus Credit Card boasts a low rate, plus cash back rewards!
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Change the way you charge with our Visa® Platinum Cash Plus Credit Card!

Get instant access to dozens of perks like:

  • 12.90% APR*
  • No Annual Fee
  • 10-day grace period+
  • Earn UChoose Rewards on all purchases - redeemable for travel, merchandise, gift cards and cash back!
  • Get 1.5% Cash Back on purchases
  • Credit lines up to $5,000
  • Norton Lifelock ID Navigator
  • EMV Chip Security: All of our Visa® credit cards are issued with a secure EMV chip that helps prevent fraud and identity theft.
  • Rates & Fees PDF


*APR varies from 12.90% to 18% for the Visa Platinum Cash Plus Card when you open your account based on your credit worthiness. These APRs are for purchases and will vary with the market based on the Prime Rate. Subject to credit approval. Rates quoted assume excellent borrower credit history. Your actual APR may vary based on your state of residence, approved loan amount, applicable discounts and your credit history. No Annual Fees. Other fees that apply: Balance Transfer and Cash Advance Fees of 3% or $10, whichever is greater; Late Payment Fee of $29, $10 Card Replacement Fee, and Returned Payment Fee of $29. Visa® Platinum Cash Plus cardholders are eligible to enroll in ID Navigator Powered by NortonLifeLock at no cost. The service provides the cardholder with tools to help keep them informed of potential identity theft threats and helps the cardholder to act quickly should the unexpected happen. Coverage is available for individuals only. Individuals can also choose to enroll in an enhanced benefit plan at a discounted price which will be billed directly to the cardholderʼs Visa® credit card. A First Financial membership is required to obtain a VISA Credit Card and is available to anyone who lives, works, worships, volunteers, or attends school in Monmouth or Ocean Counties.

+No late fee will be charged if payment is received within 10 days from the payment due date.