Promotions

Promotions & Events Happening Now

What’s going on this month at First Financial? Check out our current deals, events, and ways to save you money!

Letters from Santa 2022
Santa will once again be sending out letters to all the children on First Financial’s nice list! Complete our online wish list form by December 18th to receive a letter from the North Pole this holiday season.
 
Holiday Loan Special
Get all the gifts on your list with our Holiday Personal Loan, available from 11/17/22 through 1/14/23! Rates are as low as 9.99% APR on terms up to 24 months, and you can borrow up to $2,500. Same day approval, same day funding! Electronic closings are also available.
 
Earn 3% Cash Back or Double Rewards on Holiday Purchases!
Starting on 10/12 through 12/23/22, all Cash Plus Cardholders will automatically receive 3% cash back or double rewards points (3 points per $1 spent) on purchases up to $3,000 during the holiday season, through uChoose Rewards. Get your holiday shopping done this year, and earn double the rewards at the same time! Don't have a Cash Plus Card for the holiday season? 
 
Season of Giving Sweepstakes
From 11/1 through 12/31/22, the following qualifying digital banking transactions will earn an entry into our sweepstakes to win four $5,000 prizes: Send $5 or more to a new Zelle contact, add an pay a new bill in Bill Pay, enroll in mobile banking, or add and complete a transfer to a new external account. $1 per transaction will also be donated to Good360 and Operation Homefront for the holiday season. Get started in online banking or our mobile app!
 
uChoose Rewards New Registration Offer
Have you registered your First Financial Visa Cash Plus Credit Card in our great uChoose Rewards program yet? If not, register your card today and start redeeming 1.5% cash back or bonus points for merchant gift cards, travel experiences, and more! All new uChoose registrations by 12/31/22 will automatically receive 1,500 bonus points within 30 days of registration.
 
New Visa Cash Plus Credit Card Transaction Offer
By 12/31/22, spend a total of $1,000 within 60 days on your new First Financial Cash Plus Card and you'll receive 5,000 bonus uChoose Rewards points that can be redeemed for 1.5% cash back, or on merchandise, retailer gift cards, and more. It pays to shop with us!
 
Courtesy Pay Privilege Program
Life happens! We understand that unexpected overdrafts can occur from time to time. Our new overdraft coverage options can help! 
 
10 Year Dream Decade Mortgage
If you thought you could never afford to pay your Mortgage off in 10 years, think again! Shortening the term of your Mortgage makes the single largest difference in the interest that you pay, even more than a lower rate. Our Dream Decade Mortgage gives you the best of both worlds, with a historically low rate of 6.25% APR and a shorter 10 year term (which many lenders don't even offer!). Get started today!
 
Get $500 in Closing Cost Credits with any First Financial Mortgage!
Get more home than you hoped for, with great mortgage and refinance rates from us - plus $500 in closing cost credits on any mortgage term! Get prequalified before you shop and apply online 24/7. Stressed about the home buying process or not sure where to start? Set up a 30 minute video chat or phone call with one of our mortgage experts and ask away with no commitment required! Get started by filling out our online form.

Need to Skip a Loan Payment?
If you've been affected by these unprecedented times, we are here for you! Complete our quick and easy online form.*

Refer a Friend or Family Member to First Financial, Get Paid!
When you refer a new member to First Financial and they open their membership and a new checking account, you each get $50! Closed Auto Loan referrals will get you a $75 referral bonus and closed first Mortgage referrals earn a $100 Visa gift card. The amount of referrals are endless.

Seminars & Events
Register for any upcoming virtual seminars by clicking on the registration buttons below.
 
December 6, 2022 -  Women & Investing Virtual Seminar, 6:30pm

December 13, 2022 -  The Road to Retirement Virtual Seminar, 6pm

*This offer is being extended to our members who are currently experiencing difficulty due to the COVID-19 pandemic. All Mortgages, Visa® Credit Card payments, Home Equity Loans, and Lines of Credit do not qualify for Skip-A-Pay. Skip-A-Pay may be used up to two times per year, but no more than four times during the life of the loan. Members can skip only one loan payment at a time within the same month. A First Financial FCU membership is required to obtain a loan and is available to anyone who lives, works, worships, volunteers, or attends school in Monmouth or Ocean Counties. A $35 processing fee will be applied to the loan balance per loan payment skipped. The interest on the loan will continue to accrue. In order to qualify for the Skip-A-Pay promotion, you must be a member in good standing with a minimum of $5 deposited in your based savings account. Membership must be open with on-time loan payments made for three consecutive months prior to skipping a loan payment.