
It's the 90th Anniversary of First Financial!
Stay tuned to this page for upcoming anniversary promotions and giveaways to help us celebrate all year long. Thank you for being a valued First Financial member!
Press Release: First Financial Celebrates 90 Years of Putting People First
90 Years Strong: Why Banking Local Still Matters
February 6, 2026: Official 90th Anniversary of First Financial!
Stop into your local branch all day for some refreshments, and a special 90th Anniversary post-it pad (while supplies last).
Stuff Your Wallet Giveaway

For our 90th Anniversary year, we're raffling off a wallet filled with $90 in gift cards every month to 11 lucky members - beginning on 2/6/26 (our official anniversary).
How does Stuff Your Wallet work?
- Stop into your local branch and fill out an entry form to be entered into the drawing.
- Limit 1 entry form per member - beginning on 2/6/26.
- Entry forms must be turned in at your local branch by lobby closing on the last day of the month, in order to be entered into the current month's drawing. If the last day of the month falls on a weekend, entry forms for that month must be turned in by 12:30pm on Saturday.
- 1 wallet recipient will be drawn at random by the Marketing Department for each month. If you were not selected during a particular month, your entry form will be placed back into the drawing for additional chances to win throughout the year. Only 1 entry form should be completed per eligible member between 2/6/26 and 12/31/26.
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Prize recipients will be notified on or about the 15th day of the month following the month of entry form submission.
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Prize must be picked up in person at the member's branch of choice.
One entry per member during the raffle entry period of 2/6/26 and 12/31/26. Must be 18 years of age or older to enter. No purchase necessary. Participant must be a First Financial FCU member in good standing to be eligible to win. First Financial employees, board members, and immediate family members or those living in the same household as an employee or board member - are not eligible to win a prize. 1 wallet recipient will be drawn at random by the Marketing Department each month. New entry forms must be turned into the branch by lobby closing on the last day of the month, in order to qualify for the current month's drawing. If the last day of the month falls on a weekend, entry forms for that month must be turned in by 12:30pm on Saturday. Prize recipients will be notified by the Marketing Department on or about the 15th day of the month following the month of entry form submission. See credit union for more details.
$90 Referral Bonuses During Our 90th Anniversary Year!

Beginning on 2/17/26, our member referral bonuses are increasing to $90 for our 90th year!
- Current members who refer a new member who open their membership + a checking account between 2/17/26 and 12/31/26 will get $90, and the new member gets $90 too!*
- Members who refer an auto loan that closes between 2/17/26 and 12/31/26, will also get $90.**
- The amount of referrals are endless!
- Learn more and get copies of our 90th Anniversary referral coupons to use throughout the year.
*Offer can be canceled or withdrawn at any time. Coupon for each referral must be completed and returned to the Marketing Department in order to qualify for the offer. Referral bonus(es) will be deposited into the referrer’s Base Savings Account each time a new member is referred by the same current member when they open a membership along with a new First Financial checking account. $90 referral bonus is only available for new checking accounts opened between 2/17/26 and 12/31/26. Referring Member: To receive the $90 incentive the referring member must have an existing First Financial account in good standing to be eligible. Rewards will automatically be deposited into the referrer’s Base Savings Account at each referral’s new account opening. New Member: Cash bonus will be deposited automatically into the new Base Savings Account and will be available within 30 business days of account opening. The new member’s account and membership must remain open for at least 6 months or the $90 cash bonus will be deducted from the Base Savings Account at closing. The new membership must include a checking account in addition to a Base Savings account. Business accounts, as well as accounts for minors under age 14, do not qualify for this offer. Offer not available in combination with any other offer. Existing First Financial members are not eligible to receive the new member offer. Account opening is subject to approval. Cash bonus may be considered interest reportable on IRS Form 1099-INT. Membership is open to anyone who lives, works, worships, volunteers or attends school in Monmouth and Ocean County. A $5 deposit in a Base Savings Account is required to establish membership. New Members will be subject to verification of their identity and must be over 18 years of age.
**Offer can be canceled or withdrawn at any time. Coupon for each referral must be completed and returned to the Marketing Department in order to qualify for the offer. In order to receive the $90 incentive, the referring member must have an existing First Financial account and be in good standing. $90 referral bonus is only available for closed auto loans between 2/17/26 and 12/31/26. Referral bonus will be automatically deposited to the referring member’s account upon new referral’s loan closing. Cash bonus may be considered interest reportable on IRS Form 1099-INT. Membership is open to anyone who lives, works, worships, volunteers, or attends school in Monmouth or Ocean County. A $5 deposit in a Base Savings Account is required to establish membership.
