High Yield Checking

First Financial offers High Yield Checking for members who plan to maintain a balance of at least $25,000.


The account also includes:
  • No per-check charges - unlimited check writing without getting charged after writing a certain amount of checks, and unlimited in-branch teller transactions.
  • A personalized Debit Card issued on the spot in one of our Monmouth or Ocean County branches.
  • Free Online Banking with Bill Pay 
  • No monthly service charge as long as a daily balance of $25,000 is maintained.*
  • 1 Click Remote Deposit Capture and E-Statements may also be available with this account.+
A $25,000 minimum deposit is required to open this account. Having this balance in the account means getting a higher yield on your balance.
This account earns dividends on daily balances of $25,000 or more. Avoid a service charge by maintaining the required monthly balance and get the highest dividends we offer.*

Get Started:


A $5 deposit in a base savings account is required for credit union membership prior to opening any other account. All personal memberships are part of the Rewards First program and a $5 per month non-participation fee is charged to the base savings account for memberships not meeting the minimum requirements of the program. Click here to view full Rewards First program details.
*There is a $30 fee if minimum balance and requirements are not met.
+Members must meet certain criteria to be eligible for Remote Deposit Capture, and standard data rates and charges may apply. You can apply for 1 Click by contacting a Member Service Representative.