Share Secured Loan

Keep your nest egg intact with a Share Secured Loan!

A share secured loan will allow you to:
  • Borrow from your savings
  • Continue to earn dividends
  • Keep your investment
  • Watch your credit score grow

What is a Share Secured Loan?
A Share Secured Loan is a great way to build or rebuild your credit. It will allow you to borrow against your own money (in your savings), and the loan is secured by funds already on deposit with First Financial.

To learn more about our Share Secured Loans, simply fill out an online application, visit your local branch, or contact our Loan Department with any questions at 732.312.1500, Option 4.

Need some extra funds right now? Keep your savings where it is and apply for a Share Secured Loan!

*Not all applicants will qualify, subject to credit approval. Additional terms & conditions may apply. Savings or Certificate rate plus 3.5% up to a 5-year term. Funds pledged as collateral cannot be withdrawn unless the loan is paid in full. Loan term is based on amount requested. A First Financial membership is required to obtain a First Financial loan and is available to anyone who lives, works, worships, volunteers or attends school in Monmouth or Ocean Counties. See credit union for details. A $5 deposit in a base savings account is required for credit union membership prior to opening any other account/loan.