VISA Business Cash Plus Credit Card

Earn 1.5% cash back on your business purchases with Business Cash Plus!
Enjoy card perks for your business without all the interest. With the Visa® Business Cash Plus Credit Card, you can earn travel experiences, rewards, merchandise, gifts and cash back. We offer a 10-day grace period and no annual or foreign transaction fees either. 

Card Features:



Get 1.5% cash back on unlimited purchases!**
Earn uChoose Rewards on all purchases - redeemable for travel, merchandise, gift cards and more.

No Annual Fee

Zero Fraud Liability
 
Travel Accident Insurance
 
Emergency Replacement Card

EMV Chip Security
 
Auto Rental Insurance
 
24/7 Lost/Stolen Card Service
888-999-3353

  • Register your new Business Cash Plus Card with uChoose Rewards, and get 1,500 bonus points!
  • Plus, get 5,000 uChoose Rewards bonus points when you spend $1,000 during the first 60 days.
  • 18% APR*
  • Rates & Fees (PDF)

Ready to apply?

  • Call 732.312.1500, Option 4
  • Stop into any branch and pick up a Visa Business application
  • Turn your application in at any branch, fax it to 732.312.1530, or mail it to First Financial's Loan Department at PO Box 1172, Toms River NJ 08754.
  • Email business@firstffcu.com and we'll be happy to provide you with more information

*This APR of 18% is for purchases, balance transfers, and cash advances and will vary with the market based on the Prime Rate. Subject to credit approval. Rates quoted assume excellent borrower credit history. Your actual APR may vary based on your state of residence, approved loan amount, applicable discounts and your credit history. No Annual Fees. Other fees that apply: Balance Transfer and Cash Advance Fees of 3% or $10, whichever is greater; Late Payment Fee of $35, $10 Card Replacement Fee, and Returned Payment Fee of $35. A First Financial membership is required to obtain a Visa® Business Cash Plus Credit Card and is available to anyone who lives, works, worships, volunteers, or attends school in Monmouth or Ocean Counties. A $5 deposit in a base savings account is required for credit union membership prior to opening any other account/loan.
 
**Your First Financial Visa® Business Cash Plus Card will earn cash back based on your eligible purchase transactions. The cash back will be applied to your current credit card balance on a quarterly basis and be shown cumulatively on your billing statement. Unless you are participating in a limited time promotional offer, you will earn 1.5% cash back based on eligible purchases each quarter.
 
+No late fee will be charged if payment is received within 10 days from the payment due date.
 
uChoose Rewards is a registered trademark of Fiserv Inc. Login to uChoose Rewards through Online Banking, by clicking on your Cash Plus Credit Card account to view current offers.