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Whether it's saving you a trip to the ATM or taking the guesswork out of dividing up the cost of lunch, Zelle is a fast, safe, and easy way to send and request money between enrolled friends, family, and others you trust.What is Zelle?
Zelle is a fast and easy way to send money directly between enrolled users who have an eligible checking or savings account in the U.S., typically within minutes.1 With the email address or U.S. mobile phone number of an enrolled Zelle user, you can send money to those you trust, regardless of where they bank.2
Who can I send money to with Zelle?
You can send money to friends, family, and others you trust who have eligible checking and saving accounts that are currently enrolled in Zelle. Since money is sent directly between enrolled users, it typically occurs within minutes.1
What are some benefits of using Zelle?
- You can send money quickly, in just a few steps.
- Settle up with Zelle enrolled roommates, friends and more - regardless of where they bank.2
- Easily divide the cost of dinner, group gifts, and more.
What are some things to be aware of while using Zelle?
- You should never use Zelle for transactions involving people you do not know, or for transactions in which you aren’t sure you will get what you paid for (i.e. items bought from an online bidding or sales site).
- Zelle transactions are potentially high risk — they are essentially the same as sending cash, as the money is sent directly from your bank account. Neither First Financial nor Zelle offers a protection program for any authorized payments made with Zelle (i.e. if you do not receive the item you paid for or the item is not as described or as expected — you authorized the transaction as soon as any funds were sent to a recipient).
How do I use Zelle?
- To get started, log into First Financial Online Banking or our Mobile App, then navigate to "Send Money with Zelle.®” Accept the terms and conditions, enter your email address or U.S. mobile phone number, receive a one-time verification code, enter it, and then you're ready to start sending and receiving money with Zelle.
- To send money using Zelle, simply add a Zelle enrolled trusted recipient's email address or U.S. mobile phone number, enter the amount you'd like to send and an optional note, review, then hit "Send." Transactions between enrolled users typically occur within minutes.1
- Payment requests can only be sent to enrolled Zelle users. To request money using Zelle, choose "Request," enter the enrolled email address, U.S. mobile number or Zelle tag, enter the amount and tap "Request."3
- To receive money, just share your enrolled email address or U.S. mobile phone number with another enrolled friend and ask them to send you money using Zelle.
Want to start sending money with Zelle but don’t have our Mobile App? Get it today!
App Store is a service mark of Apple Inc. Apple and the Apple logo are trademarks of Apple Inc, registered in the U.S. and other countries. Android, Google Play, and the Google Play logo are trademarks of Google Inc. Data charges may apply. Check with your mobile phone carrier for details. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
1 Transactions between enrolled users typically occur in minutes.
2 To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes.
3 Payment requests and split payments can only be sent to enrolled Zelle® users.
You must have an account at First Financial Federal Credit Union (serving Monmouth and Ocean Counties in NJ), and be enrolled in online banking, to use our mobile application. Standard data rates and charges may apply.