Savings Certificates

Savings Certificates

 

Limited Time 4 Month Savings Certificate Special

Earn more on what you save! For a limited time beginning on 9/5/25 - we are offering a 4 Month Savings Certificate Special at 3.10% APR/3.14% APY.* $1,000 minimum opening deposit, new deposits only. At maturity, the 4 Month Certificate will auto-renew to our 6 Month Certificate. Get started in any branch!
 
We offer a full line of certificate options ranging up to 72 months, plus:
  • No annual fees
  • Dividends posted monthly and may be withdrawn at any time
  • Deposit is for a specific period
  • Automatically renews at maturity date, unless specified
  • Rates may vary according to the length of term
  • Deposit minimums start at $500

Get Started:

Savings Certificate Rates

Rates Effective as of 9/5/2025

Term Min. Deposit Compound Dividend Rate APY
6 Months $500 Monthly 0.01% 0.01%
9 Months
 $500 Monthly 0.05% 0.05%
12 Months
 $500 Monthly 0.10% 0.10%
18 Months
 $500 Monthly 0.15% 0.15%
24 Months
 $500 Monthly 0.20% 0.20%
36 Months
 $500 Monthly 0.25% 0.25%
48 Months
 $500 Monthly 0.25% 0.25%
60 Months
 $500 Monthly 0.25% 0.25%
72 Months $500 Monthly 0.25% 0.25%
4 Months* $1,000 Monthly 3.10%* 3.14%*
6 Months $10,000 Monthly 0.01% 0.01%
9 Months $10,000 Monthly 0.05% 0.05%
12 Months $10,000 Monthly 0.10% 0.10%
18 Months $10,000 Monthly 0.15% 0.15%
24 Months $10,000 Monthly 0.20% 0.20%
36 Months $10,000 Monthly 0.25% 0.25%
48 Months $10,000 Monthly 0.25% 0.25%
60 Months $10,000 Monthly 0.25% 0.25%
72 Months $10,000 Monthly 0.25% 0.25%
6 Months
(Mini Jumbo)
 $50,000 Monthly 0.01% 0.01%
9 Months
(Mini Jumbo)
 $50,000 Monthly 0.05% 0.05%
12 Months
(Mini Jumbo)
 $50,000 Monthly 0.10% 0.10%
18 Months
(Mini Jumbo)
 $50,000 Monthly 0.15% 0.15%
24 Months
(Mini Jumbo)
 $50,000 Monthly 0.20% 0.20%
36 Months
(Mini Jumbo)
 $50,000 Monthly 0.25% 0.25%
48 Months
(Mini Jumbo)
 $50,000 Monthly 0.25% 0.25%
60 Months
(Mini Jumbo)
 $50,000 Monthly 0.25% 0.25%
72 Months
(Mini Jumbo)
 $50,000 Monthly 0.25% 0.25%

Note: A penalty may be imposed for IRA and Certificate withdrawals before maturity. See your Important Account Information for Our Members document for details.

The Annual Percentage Yield is based on the assumption that dividends will remain in the account until maturity and the minimum balance is maintained.

A $5 deposit in a base savings account is required for credit union membership prior to opening any other account. All personal memberships are part of the Rewards First program and a $5 per month non-participation fee is charged to the base savings account for memberships not meeting the minimum requirements of the program. Click here to view full Rewards First program details.
 
*APY = Annual Percentage Yield. APY is based on the assumption that dividends will remain in the account until maturity and the minimum balance is maintained. New deposits only. Offer valid beginning 9/5/25. After term expires, the 4 month certificate will automatically renew to the 6 month certificate at that time. Dividends are calculated and compounded monthly. Please be advised that there will be a penalty for early withdrawal. A $5 deposit in a base savings account is required for credit union membership prior to opening any other account.