Personal Checking Accounts

Checking Accounts Overview

First Financial Federal Credit Union offers various Checking Accounts designed to meet each member's different needs and lifestyle.

Find which one is best for you!

Then visit our different Checking Account pages below to learn more and find out how to open an account:

Opening a checking account is quick and easy!

Get started by giving us a call at 732.312.1500, email us at, or stop into any branch.

First Access Debit Card

Once you have opened your new First Financial Checking Account, you'll get an instant-issued Debit Card.

Courtesy Pay Privilege Program

Life happens! We understand that unexpected overdrafts occur from time to time. Our overdraft coverage options can help!


A $5 deposit in a base savings account is required for credit union membership prior to opening any other account. All personal memberships are part of the Rewards First program and a $5 per month non-participation fee is charged to the base savings account for memberships not meeting the minimum requirements of the program. Click here to view full Rewards First Program details.