Fast Cash Payday Alternative Loan

High interest payday loans can trash your finances – not to mention waste your hard earned money.

A First Financial Fast Cash (Payday Alternative) Loan can get you the money you need both quickly and affordably.

With a Fast Cash Loan from First Financial, you’ll get:
  • Lower interest rates to help you pay off your loan sooner
  • A personalized savings plan
  • Confidential, no-cost financial counseling
Don’t throw your hard earned money away – apply now!  Questions? Call the Loan Department at 732.312.1500, Option 4


Loans of $200 to $1,000 available for terms of one to six months. An application fee of up to $20 will be charged; other fees and charges may apply. At least one month of First Financial Federal Credit Union membership is required to obtain a Payday Alternative Loan, and is open to anyone who lives, works, worships, volunteers or attends school in Monmouth or Ocean Counties. A $5 deposit in a base savings account is required for credit union membership prior to opening any other account/loan. Not all applicants qualify, subject to credit approval. Rates vary based on creditworthiness, but will not exceed 28%. Terms and conditions of this offer may be subject to change at any time.