an approved car loan application with a key fop.

Easy Auto Loan Application Process

Apply for an Auto Loan, Close Electronically Quickly and Easily!

An Auto Loan from First Financial will get you on the road with a great rate, quickly and easily.

1. Submit an application.
To get the loan process started, first submit an online auto loan application.
You can also apply over the phone by calling our Loan Department at 732-312-1500, Option 4.

2. Get pre-qualified.
We will process your application and notify you when your pre-qualification has been completed, typically within the same day.

3. Negotiate the best deal.
Bring your loan pre-qualification to the dealership, this will help you negotiate the best deal. You can save additional time and money by researching the vehicle you’d like to purchase in advance.

4. Complete your electronic loan documents.
Once the deal is finalized, send us your purchase agreement and we will have you sign two loan documents electronically.

5. Finalize your loan financing.
Stop into your nearest branch and pick up your funds. Then head to the dealership and drive away in your new vehicle!

APR = Annual Percentage Rate. Not all applicants will qualify, subject to credit approval. Additional terms & conditions may apply. Actual rate may vary based on credit worthiness and term. A First Financial membership is required to obtain a First Financial Auto Loan and is available to anyone who lives, works, worships, volunteers or attends school in Monmouth or Ocean Counties. See credit union for details. A $5 deposit in a base savings account is required for credit union membership prior to opening any other account/loan.