Financial Helper Loans

Sometimes, for important items we need in life - the money just isn’t there.

First Financial is dedicated to providing small personal loans that can help cover the costs of life's necessary expenses.

Law Enforcement: Did you know that almost 400,000 police officers in the U.S. go to work everyday with NO protective vest? The average vest costs about $700. And that doesn't even include uniforms, other supplies, and K-9 needs.

Trade School: The average trade school degree costs $33,000, which compared to a $127,000 bachelor's degree, means a savings of $94,000. But that money still doesn’t appear out of thin air!

The First Financial Financial Helper Loan can be used for more than professional costs. For those making large financial investments in life changing decisions, we can help too.

Adoption: Adoptions in New Jersey can cost up to $40,000.

Bariatric Surgery: The average cost of gastric bypass surgery is $23,000, the average cost of lap band is $14,500, and the average cost of sleeve gastrectomy surgery is $14,900, and often insurance will not cover these procedures.

Plastic Surgery: Depending on the procedure, the costs can range from several thousand to tens of thousands of dollars and typically are not covered by insurance.

Or if you are planning a wedding, making car repairs, or consolidating your debt - let us be your financial helper!

A Financial Helper Loan from First Financial offers:
  • An unsecured personal loan up to $25,000 for terms up to 60 months
  • 10.24% APR*

Looking for help but don't see your specific need covered here? The above are only examples of some of the most common needs our members have when it comes to Financial Helper Loans. We know each member is unique, and has varying financial needs. We want to find a way to help you! Call us today at 732.312.1500, Option 4 or stop into any branch.

*APR = Annual Percentage Rate. Rates are subject to change. Maximum loan is $25K and maximum term is 60 months. Not all applicants qualify, subject to credit approval. A First Financial membership is required to obtain a Personal Loan, and is open to anyone who lives, works, worships, volunteers or attends school in Monmouth or Ocean Counties. A $5 deposit in a base savings account is required for credit union membership prior to opening any other account/loan. See credit union for details.