an approved car loan application with a key fop.

Money Saving Auto Loan Options

Money Saving Auto Loan Options

Auto Loans

Whether it's your first car or your next car, you can trust that First Financial has the answer to all your lending questions. Our Loan Department is here to help you get into the ride you want, without getting taken on a ride while financing your vehicle. Our goal is to provide you with financial solutions for Main Street, not Wall Street.

First Financial offers many types of Auto Loans that other lenders don't, such as Lease Buyout Loans and Cash Out Auto Loans. Picking the right lender is just as important as picking the right car. Go with a lender you can trust. Go with a lender who will put you first. Go with First Financial, where we've been putting people first since 1936.

Our Auto Loans have:
  • Some of the lowest rates around with personalized service and same day approval decisions!
  • Flexible terms up to 84 months
  • Electronic closings
  • The ability to start and complete your loan application on a smartphone, tablet, or computer.
Questions? Fill out our quick inquiry form at the bottom of the page and a representative will contact you.
*Select product name GGLAuto

You can also stop by any of our branch locations in Freehold/Howell, Neptune, or Toms River during business hours Monday through Saturday, or call our Loan Department to apply over the phone  at 732.312.1500, Option 4

More Auto Loan Options to Help You Save Money!

Auto Loan Refinance

Has your credit score improved or maybe your current vehicle is financed at the dealership or another bank? You may be able to refinance your auto loan for a lower interest rate, a lower monthly payment, or both – with us!

  • You could receive a lower payment each month.
  • You could also receive a lower interest rate to save you money.
  • Get started and apply online 24/7

Lease Buyout Loan

Our lease buyout program can help you purchase your leased vehicle while also helping you to save money too. Keep the car you love!

  • Avoid penalties and fees from early lease termination.
  • Purchase your vehicle, even if you are over your allotted miles.
  • Reduce the costs of excessive wear and tear on the vehicle.
  • Get started with a lease buyout loan and apply online 24/7

Cash Out Auto Loan

Don’t own a home or there’s not enough equity? Cash out your car instead! A Cash Out Auto Loan refinance allows you to use the equity in your vehicle (what the car is currently worth and how much is still left on the loan), to receive a lump sum payment. The lump sum can be used however you choose – often to pay down debt, medical bills, or make a big ticket purchase.

  • Lower payments
  • Lower interest
  • No closing costs
  • No pre-payment penalties
  • Get started and apply online 24/7

Ready to apply for one of our money saving Auto Loan options?

Get started with our easy online application, or fill out our quick auto loan inquiry form and a representative will be in touch!

APR = Annual Percentage Rate. Not all applicants will qualify, subject to credit approval. Additional terms & conditions may apply. Actual rate may vary based on credit worthiness and term. A First Financial membership is required to obtain a First Financial Auto Loan and is available to anyone who lives, works, worships, volunteers or attends school in Monmouth or Ocean Counties. Current loans financed with First Financial FCU are not eligible for review or refinance. See credit union for details. A $5 deposit in a base savings account is required for credit union membership prior to opening any other account/loan. 

* Required

Are you a current First Financial member?